General Insurance Benefits
Today insurance for some communities in Indonesia, is still not too familiar in the community in Indonesia, especially for the middle to the bottom, but for the developed countries have insurance have become commonplace and even in their own right. There is a saying "willing umbrella before it rains". Which means that everyone must prepare everything to anticipate things that might happen in the future. So when it rains really down, we've got an umbrella to protect themselves from the rain.
Insurance is very important for all of us. The name is unfortunate who knows and who wants. Now his time is difficult, dear ngeluarin millions of money for the hospital. With insurance we can be free of charge, or at least ease the burden of the cost of the family if the worst happens.
General Insurance Benefits
Well here are a few Benefit In Umumyang be gained if we follow the insurance program:
1. Helping to manage finances
A premium means that we've set our financial finances. This is because the participants liability insurance policy or pay a premium for large and time is determined. So they inevitably will be more careful to allocate income. We spend money to save first and then for other needs. This is consistent with the suggestion that some financial planners save a good theory it is, income minus new saving the rest for their daily needs. Instead of deducting income then the rest need to save.
2. Provide a guarantee of protection from the risks of losses by clients
Benefits of Life Insurance: if at any time in the course of our lives of the unfortunate fatal that all people do not want, such as accidents road that can result in death, permanent disability / permanent disability, which is where it would require a huge cost for treatment, this is where the benefits life insurance we have, so the family focus is on treatment / medication instead of frantically looking for the hospital costs.
Benefits Health Insurance: the insurance you have no need to worry anymore about the cost of health, reasonably claim and show evidence of authentic then the insurance company will pay the cost of the hospital.
Education Insurance benefits: we do not know how much the cost of education a few years when the favorite son has been stepped up or college. With this education insurance at least we feel secure when large fee for registration awaits our children's education.
Benefits Insurance Property & Possessions: property directly related to the source of income of our lives must be secured such as stores, shops, homes, cars and possessions to another, in case of disaster in the future, there could be an accident in the street, fire, natural disasters, etc. By having this insurance we will obtain insurance costs in accordance with the rules of the insurance provider company.
3. Improve the efficiency, because it does not need to specifically conduct surveillance and to provide protection that takes a lot of energy, time and cost.
4. Risk Transfer; By paying a relatively small premium, a person or company can move the uncertainty of life and property (risk) to the insurance company.
5. Equity costs, ie enough to expend a certain amount and do not need to replace / pay for their own losses arising whose number is not certain and uncertain.
6. Basis for the bank to extend credit because banks require collateral protection of collateral provided by the borrower money.
7. As savings, because the amount paid to the insurer will be returned in larger quantities. This is particularly true for life insurance.
8. Closing Loss of Earning Power person or business entity at the time he can not function (work)
That's to be gained by an insurance customers. By participating insurance means that we have to manage finances from now until our retirement well. Feel free to join the program, because this is a benefit to us. From the scattered squander our money for things that are not necessary, it is better utilized for investment.
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